Pretty Girl Seeking a Rich Husband

Posted by Dennis on March 29, 2012 | 5 Comments »

Posted in: Attitude, Marriage, Money and Finance

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here.

I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I’m here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I’ve met a few girls who don’t have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you’re trying to do is an exchange of “beauty” and “money” : Person A provides beauty, and Person B pays for it, fair and square.

However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”.
If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”.

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

About

Dennis Sy is the editor in chief of Act Like a Man and the Senior Pastor of Victory Greenhills. Husband to Thammie Sy, and father to three wonderful kids. You can follow his tweets @DennisSy or follow him in Facebook. Dennis is also the author of the best selling book, " Rich for Life: Secrets of Those Who Stayed Rich for Life and How You Can be One


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5 Comments on “Pretty Girl Seeking a Rich Husband”

  1. 1 Louise said at 9:46 am on March 30th, 2012:

    This is so sad. Both Ms. Pretty and JP Morgan CEO values money more than people. :(

  2. 2 gaby said at 10:01 am on March 30th, 2012:

    Just to correct the info though, we can’t really attribute the reply to JP Morgan: http://www.nytimes.com/2007/10/08/business/media/08golddigger.html

    Still, it was an awesome response, whoever wrote it. Money should never be the reason to marry someone.

  3. 3 ayo said at 2:15 pm on March 30th, 2012:

    I don’t agree that “Anyone with over $500k annual income is not a fool…”
    Seems to me that to him money = wisdom.

    still a good reply, though. :)

  4. 4 Mikee said at 10:57 am on October 23rd, 2013:

    Though he maybe not J.P. Morgan, his reactions can be an eye-opener to everyone that money and beauty alone is not a foundation on marriage. :D His reply makes sense…

  5. 5 Sabrynna said at 6:51 am on February 21st, 2014:

    I doubt he wrote that.. Too many grammar errors

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Pretty Girl Seeking a Rich Husband